(a) Any person who issues a check to the City of Kenai that is dishonored may be subject to a twenty dollar ($20.00) service charge if written demand for payment of the check and service charge is made.

(b) This ordinance does not limit the City’s right to recover civil damages as provided for in State law, in the event payment of the dishonored check is not tendered.

(c) In this section “check” means a draft, check or similar sight order for payment of money, but does not include a postdated check or a promissory note. “Dishonored” means the nonpayment of a check because of: (1) lack of funds; (2) closure or non-existence of an account; or (3) a stop payment order issued without cause. “Written demand” means a written notice to the user of a check personally delivered or sent by first class mail to the address shown on the dishonored check, advising the issuer that the check has been dishonored and explaining the service charges set out in this section. If no address appears on the check, then demand shall be sent to the person’s last address ascertainable.